Your bank or credit card issuer can decline a pending transaction if it exceeds your available funds. How to cancel a pending transaction. Typically you can't cancel a pending transaction. Even if it's fraudulent or the wrong amount, your bank usually needs the transaction to post before it can next steps.
What is a pending transaction?
How to cancel a pending transaction. Typically you can't cancel a pending transaction. Even if it's fraudulent or the wrong amount, your bank usually needs the transaction to post before it can next steps. That doesn't mean it's impossible to cancel — you can contact the merchant if there is an error and they can usually reverse it.
Why did a pending transaction drop off my statement?
Your bank should be able to tell you why the transaction dropped off your statement. A pending transaction could disappear if the merchant failed to claim the funds, if the merchant made a pending charge to request pre-authorization, or if the merchant made an error that will be corrected or refunded.
